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, such as a significant decline in the economy. Because it is important that small firms succeed, not fail, each factor will be discussed in detail. However, these factors are not independent elements distinct from each other. A declining economy will depress a firms sales, which negatively affects a firms cash flow. An owner who lacks the knowledge and experience to manage this cash flow problem will see his or her firm fail. Managerial inadequacy is generally perceived as the major cause of small business failure.

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Examination Experience Essay

Up until that point, I was a finance guy, Mr Duffy said. He moved to London, where his first project was the launch of Wonderbra in 1992, and went on to hold leading roles on other businesses within Sarah Lee. In 2002, he left and went to college to learn to play the guitar, commencing a full time degree in music, while he awaited the next opportunity. Then, in the spring of 2003, along came Ralph Lauren, with the opportunity to become the first president for Europe and the Middle East, which I jumped at. A move back to the UK came after the intensity of the Ralph Lauren role, which had involved travelling to America every month and a sales territory extending to Russia and the Middle East. He joined Watches of Switzerland, which has 124 stores and employs around 1,800 people, six years ago, since when he has launched the brand in the US and floated it on the stock market last year.

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The only note of sorrow was the fact that Percy wouldn't be there to enjoy the day with them. Ginny knew it was painful for her mum and dad, and she also felt a hole in her heart at the thought of the older brother she had never really had much in common with, but had loved all the same. She would enjoy spending the day with her family and friends, celebrating the that she and Harry shared, but she knew that Percy's absence would hit them hard. When the group dispersed for the night, everyone felt calm and relaxed, as they had never felt at the end of a school year before. Ever since Harry's first year, in fact, something had always happened, and the school year ended on a down note. But not now.

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